M-F 9:30a - 6:30p | Sat 10:30a - 2:30p
5001 California Ave Suite 219 Bakersfield, California 93309
Have Questions?(661) 310-3040 Request Funding
Invoice Factoring

Stop Waiting 60 Days
To Get Paid.


Turn your unpaid invoices into cash now, with advances up to 90% of what your customers already owe you.

Up To 90%
ADVANCE RATE
24hr
TIME TO FUND
No Min
CREDIT OK
Advance
STRUCTURE
What It Is

Your Receivables, Turned To Cash.


Invoice factoring advances you most of an invoice’s value the moment you send it, instead of waiting 30, 60, or 90 days for your customer to pay. The invoice itself is the collateral.

Perfect For

Who Invoice Factoring Fits.

B2B & Freight

Ideal if you invoice other businesses and wait to get paid.

Slow-Paying Clients

Stop letting net-60 terms strangle your cash flow.

Fast Growth

Fund the next job without waiting on the last one to clear.

Thin Credit

Qualify on your customers’ credit, not just your own.

How It Works

Funded In Four Steps.


Send us your invoices and get most of the value the same day.

01

Apply In Minutes

A short application and a soft check to get set up.

02

Get Approved

We review your invoices and your customers, usually within a day.

03

Send Your Invoices

Submit the invoices you want advanced.

04

Get Paid Now

Receive up to 90% immediately, the rest when your customer pays.

What We Look For

Simple Requirements.


Most businesses qualify. Here is the general profile we look for.

Minimum Monthly Revenue$10,000
Time In Business3+ Months
Minimum Credit ScoreNo Minimum
Advance RangeUp To 90%
Credit RequirementMinimal
Waiting On InvoicesNever Again
CollateralYour Receivables
Why Mesa

Built To Work Like You Do.

Common Questions

Invoice Factoring FAQ.

How Much Do I Get Up Front?

Typically up to 90% of the invoice value immediately, with the remainder, minus a small fee, once your customer pays.

Do My Customers Know?

It depends on the program. Your advisor will walk you through your options for notification.

What Credit Score Do I Need?

Little to none of your own. Approval leans on the creditworthiness of the customers who owe you.

Is This A Loan?

Not exactly. You are advancing money you have already earned, so it does not add traditional debt to your books.

Ready When You Are

Stop Waiting.
Get Paid Today.

See how much of your invoices you can advance. The soft check will not touch your credit.

See What You Qualify For →