Mesa Group Capital is a business-financing referral service. We help business owners find funding by matching them with a network of third-party capital sources, and we assign a dedicated advisor to guide you from application to funding.
We are a referral service, not a direct lender. We do not make credit decisions or fund deals ourselves. Instead, we compare your request across many capital sources to help you find a strong fit.
Almost any legitimate business purpose, including working capital, payroll, inventory, equipment, expansion, marketing, or bridging a slow stretch.
We work with businesses across nearly every industry, from trucking and construction to restaurants, retail, healthcare, and professional services. See our industries page for more.
Lines of credit, term loans, revenue advances, short-term loans, equipment financing, invoice factoring, SBA loans, 0% credit stacking, and startup funding. Your advisor recommends the structure that fits your business, not whatever a single lender happens to sell. See our funding products.
Start with our short online form or the five-minute soft check. You will provide basic business information, and an advisor follows up to walk you through your options.
Typically your basic business details and your most recent business bank statements. Larger or longer-term products may ask for additional documentation.
Many products deliver an offer within hours and funding as soon as the same or next business day, depending on the product and your file.
No. Pre-qualification uses a soft credit check that does not affect your score. A hard inquiry only happens if you move forward and accept a formal offer.
Requirements vary by product. Many options look for several months in business, consistent revenue, and a U.S. business bank account. Some products have no minimum credit score.
Often, yes. Several revenue-based products weigh your business cash flow more heavily than your personal credit score.
It depends on your revenue, time in business, and the product. Our funding ranges span from $5,000 to $5,000,000 across products. See all products for details.
Most revenue-based options, like revenue advances and working capital, do not require hard collateral. A personal guarantee is standard across nearly all small business funding. SBA loans and larger term loans may involve additional collateral.
There is no cost to see your options or get matched. The cost of any funding is set by the third-party funder and is shown to you before you accept, including the total repayment amount. Mesa Group Capital may receive a referral fee from the funding source.
It depends on the product. Many options have no prepayment penalty, and some reward paying early. Your advisor will confirm before you sign.
Revenue-based products adjust payments with your deposits, so you pay less when sales slow. For fixed-payment products, talk to your advisor about options.
Often, yes. Many businesses qualify to renew or increase their funding once they have paid down a portion of the balance.
See what you qualify for in five minutes, or reach out and we will walk you through it.
See What You Qualify For →